Lifetime planning is the cornerstone of effective financial planning.
Our approach looks at the funds that you have now, future expectations for annual income, and future expectations for annual expenditure. We can then collate this information into a cash flow forecast, making certain assumptions on inflation and investment returns.
In short, this enables you to see a projection of your wealth for the years to come. As an example, it can demonstrate to you when your funds will run out, or perhaps the annual return required on your money to achieve your cash flow goals.
When you have this information, it is much easier to plan your future, and for us to provide effective and accurate financial planning and guidance.
Your forecast will then be updated at each review.